Payment Policy – ZARWOX LLC

Effective Date: 01-12-2025
Business Name: ZARWOX LLC
Address: 2028 Mall Rd, Florence, KY 41042, United States
Email: support@zarwox.us
Phone: (502) 398-5119


1. Accepted Payment Methods

ZARWOX LLC accepts the following payment methods for purchases made on our website:

  • Klarna (Pay later / Installments)
  • Major Credit and Debit Cards (Visa, MasterCard, American Express, Discover)
  • PayPal

All payment methods are processed through secure, encrypted checkout systems.


2. Klarna Payments

  • Klarna allows you to pay later or in installments.
  • Orders placed with Klarna are subject to Klarna’s approval.
  • You must follow Klarna’s instructions in their app or website for managing payments.
  • For returns of Klarna orders, refer to our Return & Refund Policy – Klarna Section.

3. Payment Security

  • All transactions are processed over SSL-encrypted connections for maximum security.
  • ZARWOX LLC does not store full credit card details on our servers.
  • Payment information is handled by trusted third-party payment processors (e.g., Klarna, PayPal, Stripe).

4. Payment Confirmation

  • Orders will only be processed once payment is confirmed.
  • You will receive an email confirmation of your payment and order details.
  • If payment is declined, the order will not be processed.

5. Refunds & Cancellations

  • Refunds follow our Return & Refund Policy.
  • Klarna refunds are processed within 14 business days after the returned item is received and approved.
  • Other payment methods are refunded within 7 business days.

6. Contact Us

For any questions regarding payments, billing, or Klarna transactions, contact:

ZARWOX LLC
Email: support@zarwox.us
Phone: (502) 398-5119
Address: 2028 Mall Rd, Florence, KY 41042, United States